Summary You need to be able to pay the minimum cash down payment when using a bank loan. The second HDB loan is less attractive than the...

Summary Selling first allows you to plan your next purchase decision with greater certainty since you already have the proceeds to make...

Summary Property investment involves a higher quantum than other asset classes. Property investing is more tangible than other asset...

Summary Never mix your investment and ownstay criteria when making a property purchase decision. If you are buying for ownstay, you only...

Summary Property agents are engaged for selling, buying, renting as well as finding tenants. Property agents take a commission when...

Summary When your property gets older, it is important to renew the investment before the price declines further. En bloc potential and...

Summary Good property agents should be able to advise on follow-up strategies given market conditions and competitor actions. Good...

Summary Property prices in Singapore are relatively affordable compared to those in top-tier cities like London and Beijing. Property...

Summary When you sell matters more than when you buy. Recovery cycles in the property market are becoming shorter. The long-term trend of...

Summary There is no free lunch in the world - it is important to assess property advertisements based on facts and common sense....

Summary The distinction between freehold and 99-year leasehold does not affect capital gains significantly. Many properties situated in...

Summary Some of the key differences between new launch and private property include payment schemes and whether you can rent out. For new...

Summary Owning a HDB flat makes more financial sense than renting a HDB flat. The government intervenes and regulates the HDB property...

Summary When you purchase a new launch, you will be paying via the progressive payment scheme. The progressive payment scheme allows...

Summary When multiple agents market your unit and use different pricing strategies, potential buyers may be confused. Some agents may...

Summary Many aspects or renovation are not explicitly mentioned in the quotation. Finding out the details of your renovation can help you...

Summary An increasing number of mega projects are rolled out in Singapore with attractive and reasonable prices. The unit make-up of...

Summary Different pricing strategies should be used in today’s property market. You should take into consideration how people categorise...

Summary Knowing how to present your property online is key to successful online marketing. Many sellers make common mistakes in taking...

Agent should be Proactive Your agent should be telling you everything you need to know. Explanations on strategy, the process, what to...

Can I make it as a part-timer? Short answer: YES, but it’s very difficult in an already-difficult industry. As I mentioned in a previous...